Capital One・Mastercard・No.021
A relatively accessible 1.5% card; no foreign transaction fee is rare at this tier.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-07-16 (source: capitalone.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Best for building toward better cards while earning simple flat cash back.
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
No, there is no annual fee.
No, it has no foreign transaction fees.
Yes, it is relatively accessible, and fair credit (~640+) may qualify.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.