- 1.5% on all purchases
- No annual fee
- Doesn't count toward 5/24
Chase Freedom Rise
VISAChase・Visa・No.005
Chase's entry card for credit newcomers. Chase says having $250 or more in Chase deposit accounts can help your application.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-07-16 (source: creditcards.chase.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Reward highlights
- 1.5% on all purchases
- Friendly to credit newcomers
- Chase says $250+ in Chase deposits helps
Who it's for
Best for building your first credit line inside the Chase ecosystem.
Good for
Key benefits
- No annual fee
- Reports to all 3 credit bureaus
- Friendly approval for credit newcomers
- Zero-liability fraud protection
Rates & fees
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
Frequently asked questions
Does the Chase Freedom Rise have an annual fee?
No, there is no annual fee.
Is it good for beginners or credit newcomers?
Yes, it is Chase's entry card for building credit, and opening a Chase checking account first improves approval odds.
Does it charge foreign transaction fees?
Yes, it charges a 3% foreign transaction fee.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.