Discover・No.026
Now run by Capital One. A secured card with a low deposit for some applicants, a first-year Cashback Match, and a way to get the deposit back and move to the regular Discover it.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-07-16 (source: money.usnews.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Best for starting or rebuilding credit with a refundable deposit and a clear path to an unsecured card.
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
No, there is no annual fee.
$49, $99 or $200 depending on creditworthiness, for a credit line of at least $200. You have 35 days after approval to pay it.
Discover's page says that with a positive track record you can earn the deposit back and move to the Discover it Cash Back card. It does not give a fixed number of months.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.