- 1.5% on all purchases
- No annual fee
- Doesn't count toward 5/24
Discover it Student
DiscoverDiscover・No.025
The classic answer for a student's first card, built for students with little or no credit history.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-07-16 (source: discover.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Reward highlights
- Built for students with little or no credit history
- 5% rotating categories
- No annual fee
Who it's for
Best for students opening their very first credit card.
Good for
Key benefits
- No annual fee
- No foreign transaction fees
- Built for students with little or no credit history
- First-year Cashback Match & free FICO score
Rates & fees
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
Frequently asked questions
Does the Discover it Student have an annual fee?
No, there is no annual fee.
Is it good for students with no credit history?
Yes, it is designed for students, including those with no credit history. Approval is still Discover's decision.
Does it charge foreign transaction fees?
No, it has no foreign transaction fees.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.