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Discover it Student

Discover

Discover・No.025

The classic answer for a student's first card, built for students with little or no credit history.

✓ Fees checked · 2026-07-16 · discover.com
First-year Cashback Match

✓ Annual fee, APR and foreign-transaction fee checked on 2026-07-16 (source: discover.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.

Reward highlights

Who it's for

Best for students opening their very first credit card.

Good for

Key benefits

Rates & fees

APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.

Frequently asked questions

Does the Discover it Student have an annual fee?

No, there is no annual fee.

Is it good for students with no credit history?

Yes, it is designed for students, including those with no credit history. Approval is still Discover's decision.

Does it charge foreign transaction fees?

No, it has no foreign transaction fees.

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