- 1.5% on all purchases
- No annual fee
- Doesn't count toward 5/24
Navy Federal cashRewards
VISANavy Federal・Visa・No.067
A no-fee flat-rate card from Navy Federal: 1.5% on everything, or 2% if you are approved for a $5,000+ limit and get the cashRewards Plus version.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-10-17 (source: navyfederal.org). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Reward highlights
- 1.5% cash back on everything (2% with cashRewards Plus if your credit limit is $5,000+)
- No annual fee, no foreign transaction fee
- Requires Navy Federal membership (military-affiliated)
Who it's for
Best for military-affiliated members who want a simple no-fee flat-rate cash-back card.
Good for
Key benefits
- 1.5% cash back on everything (2% with cashRewards Plus if your credit limit is $5,000+)
- No annual fee
- No foreign transaction fee
- Competitive credit-union APRs for eligible members
Rates & fees
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
Frequently asked questions
Who can get this card?
You must be a Navy Federal member, which is open to the military community and their families.
Is there an annual fee?
No, the cashRewards card has no annual fee.
Does it charge foreign transaction fees?
No, there is no foreign transaction fee.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.