Synchrony・Mastercard・No.061
Turns your PayPal checkout into 3% cash back, with a solid 1.5% floor everywhere else.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-07-16 (source: paypal.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Best for heavy PayPal shoppers who want a bonus on online checkouts.
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
No, the PayPal Cashback Mastercard has no annual fee.
You earn 3% when you pay with PayPal at checkout; all other purchases earn 1.5%.
Good credit is typically expected, roughly a 670 score or higher.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.