PenFed・Visa・No.069
A clean 2% flat-rate card for PenFed members who hold a checking account or military status: a solid Double Cash alternative.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-07-16 (source: penfed.org). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Best for PenFed members wanting a straightforward 2% flat-rate cash-back card.
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
PenFed membership is open to everyone by opening a savings account.
You need PenFed Honors Advantage status, such as a checking account or military affiliation.
No, the Power Cash Rewards card has no annual fee.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.