SoFi・Mastercard・No.060
A clean flat 2% cash-back card that rewards you most when you keep money inside the SoFi ecosystem.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-07-16 (source: sofi.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Best for SoFi members who want a simple no-fee 2% card.
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
No, the SoFi Credit Card has no annual fee.
You earn the full 2% when you redeem cash back into an eligible SoFi account.
Good credit is generally expected, with a score around 670 or higher.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.