U.S. Bank・Visa・No.032
One of the few cards that makes paying utilities and internet 5% back, for heavy bill payers.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-07-16 (source: usbank.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Best for households with large recurring utility/internet bills.
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
No, it has no annual fee.
Yes, it charges a foreign transaction fee.
Best for households with large recurring utility and internet bills, which few other cards reward at 5%.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.