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USAA Preferred Cash Rewards

VISA

USAA・Visa・No.071

A dependable no-fee flat-rate card from USAA: simple 1.5% back for the military community that banks there.

✓ Fees checked · 2026-07-16 · usaa.com
$200 (spend $1,000 in 90 days)

✓ Annual fee, APR and foreign-transaction fee checked on 2026-07-16 (source: usaa.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.

Reward highlights

Who it's for

Best for USAA members who want an uncomplicated flat-rate cash-back card.

Good for

Key benefits

Rates & fees

APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.

Frequently asked questions

Who can get a USAA card?

USAA membership is limited to the military community, veterans, and their eligible family members.

Is there an annual fee?

No, the Preferred Cash Rewards card has no annual fee.

Does it charge a foreign transaction fee?

Yes, this card charges a foreign transaction fee.

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