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SynchronyMainstream
•••• •••• •••• 6042

Venmo Credit Card

VISA

Synchrony・Visa・No.062

Cards approved after 9/24/2026 earn daily rewards: 3% on dining and entertainment, an extra 1% when you split the bill in Venmo, 3% when you check out with Venmo, 1% on the rest. Cash back lands in your Venmo account every day.

✓ Fees checked · 2026-07-16 · venmo.com
No fixed sign-up bonus

✓ Annual fee, APR and foreign-transaction fee checked on 2026-07-16 (source: venmo.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.

Reward highlights

Who it's for

Best for Venmo users who eat out a lot and split bills with friends in the app.

Good for

Key benefits

Rates & fees

APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.

Frequently asked questions

Is there an annual fee?

No, the Venmo Credit Card has no annual fee.

Does it have a foreign transaction fee?

No. Venmo's card page says there is no foreign transaction fee.

How does the cash back work?

Cards approved after 9/24/2026 earn daily rewards: 3% on dining and entertainment (plus 1% when you split the bill), 3% when you pay with Venmo, 1% on everything else. Cards approved before that keep the old 3% top category / 2% second category structure.

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