- 1.5% on all purchases
- No annual fee
- Doesn't count toward 5/24
Venmo Credit Card
VISASynchrony・Visa・No.062
Cards approved after 9/24/2026 earn daily rewards: 3% on dining and entertainment, an extra 1% when you split the bill in Venmo, 3% when you check out with Venmo, 1% on the rest. Cash back lands in your Venmo account every day.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-07-16 (source: venmo.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Reward highlights
- 3% on dining & entertainment, plus 1% when friends split the bill in Venmo
- 3% when you pay with Venmo online, in apps or at businesses on Venmo
- 1% on everything else, paid daily; no annual fee
Who it's for
Best for Venmo users who eat out a lot and split bills with friends in the app.
Good for
Key benefits
- 3% on dining & entertainment, plus 1% more when friends pay you back in Venmo
- 3% when you check out with Venmo or pay a business on Venmo
- No annual fee and no foreign transaction fee
- Fully managed inside the Venmo app
Rates & fees
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
Frequently asked questions
Is there an annual fee?
No, the Venmo Credit Card has no annual fee.
Does it have a foreign transaction fee?
No. Venmo's card page says there is no foreign transaction fee.
How does the cash back work?
Cards approved after 9/24/2026 earn daily rewards: 3% on dining and entertainment (plus 1% when you split the bill), 3% when you pay with Venmo, 1% on everything else. Cards approved before that keep the old 3% top category / 2% second category structure.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.