Wells Fargo・Visa・No.029
The 2% card with the lowest sign-up spend: $500 spend gets you $200.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-07-16 (source: money.usnews.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Best for a simple 2% card with an easy bonus to hit.
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
No, it has no annual fee.
Yes, it charges a foreign transaction fee, so avoid using it abroad.
Best for anyone who wants a simple flat 2% back with no categories to track and an easy welcome bonus.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.