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AmexMainstream
•••• •••• •••• 6098

Blue Cash Preferred

AMEX

Amex・No.010

The supermarket cash-back ceiling. For big families, 6% back quickly outweighs the annual fee.

✓ Fees checked · 2026-07-16 · americanexpress.com
$250 (spend $3,000 in 6 months)

✓ Annual fee, APR and foreign-transaction fee checked on 2026-07-16 (source: americanexpress.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.

Reward highlights

Who it's for

Best for families with heavy grocery and streaming spend.

Good for

Key benefits

Rates & fees

APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.

Frequently asked questions

Does the Blue Cash Preferred have an annual fee?

Yes, $95 per year.

Does it charge foreign transaction fees?

Yes, it charges a 2.7% foreign transaction fee.

Is it good for families?

Yes, the 6% back at U.S. supermarkets (up to the cap) makes it ideal for heavy grocery spenders.

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