- 5x on flights and prepaid hotels on AmexTravel.com
- 2x on key business categories and purchases of $5,000+
- Up to $600 hotel, $200 airline fee and $209 CLEAR+ credits, plus Dell, Adobe and Indeed credits
American Express Gold
AMEXAmex・No.008
The foodie's card: 4x at restaurants and U.S. supermarkets, plus monthly dining and Uber credits that cover part of the $325 fee if you use them.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-07-16 (source: americanexpress.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Reward highlights
- 4x restaurants worldwide (up to $50,000/yr) and U.S. supermarkets (up to $25,000/yr)
- 3x flights; 5x prepaid hotels via Amex Travel
- $120 dining, $120 Uber Cash, $100 Resy and $84 Dunkin' credits
Who it's for
Best for heavy dining and grocery spenders who will use the monthly credits.
Good for
Key benefits
- No foreign transaction fees
- $120 dining credit and $120 Uber Cash a year, paid monthly
- $100 Resy and $84 Dunkin' credits a year
- Purchase protection and baggage insurance
Rates & fees
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
Frequently asked questions
Does the American Express Gold have an annual fee?
Yes, $325 a year.
Does it charge foreign transaction fees?
No, it has no foreign transaction fees.
Can newcomers without a U.S. credit history apply?
Amex has not published an official policy we could confirm on applying without an SSN or ITIN. Check the application requirements on Amex's own site before you apply.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.