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American Express Gold

AMEX

Amex・No.008

The foodie's card: 4x at restaurants and U.S. supermarkets, plus monthly dining and Uber credits that cover part of the $325 fee if you use them.

✓ Fees checked · 2026-07-16 · americanexpress.com
As high as 100,000 MR points (spend $8,000 in 6 months; offers vary)

✓ Annual fee, APR and foreign-transaction fee checked on 2026-07-16 (source: americanexpress.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.

Reward highlights

Who it's for

Best for heavy dining and grocery spenders who will use the monthly credits.

Good for

Key benefits

Rates & fees

APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.

Frequently asked questions

Does the American Express Gold have an annual fee?

Yes, $325 a year.

Does it charge foreign transaction fees?

No, it has no foreign transaction fees.

Can newcomers without a U.S. credit history apply?

Amex has not published an official policy we could confirm on applying without an SSN or ITIN. Check the application requirements on Amex's own site before you apply.

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