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AmexLegendary
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The Platinum Card

AMEX

Amex・No.009

Amex's premium travel card. The credits Amex lists add up to more than $3,500, but most are paid monthly or quarterly. At $895 a year it only pays if you actually use several of them.

✓ Fees checked · 2026-07-16 · americanexpress.com
As high as 175,000 MR points (spend $12,000 in 6 months; offers vary)

✓ Annual fee, APR and foreign-transaction fee checked on 2026-07-16 (source: americanexpress.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.

Reward highlights

Who it's for

Best for frequent flyers who will use the lounges and already spend with the credit partners.

Good for

Key benefits

Rates & fees

APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.

Frequently asked questions

Does the Amex Platinum have an annual fee?

Yes, $895 a year.

How big is the welcome offer?

Amex shows it as 'as high as' 175,000 points after $12,000 in purchases in 6 months. The amount varies and you may not be eligible.

Is it worth it for most people?

Only if you use the lounges and several of the credits. Many are paid monthly or quarterly and need enrollment.

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