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ChaseLegendary
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Chase Sapphire Reserve

VISA

Chase・Visa・No.002

Chase's flagship travel card. At $795 a year, the $300 travel credit covers well under half the fee; it only pays off if you also use the dining, The Edit hotel and entertainment credits.

✓ Fees checked · 2026-10-15 · creditcards.chase.com
100,000 points (spend $6,000 in 3 months)

✓ Annual fee, APR and foreign-transaction fee checked on 2026-10-15 (source: creditcards.chase.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.

Reward highlights

Who it's for

Best for frequent travelers who will use the lounges and several of the annual credits every year, not just the travel credit.

Good for

Key benefits

Rates & fees

APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.

Frequently asked questions

Does the Chase Sapphire Reserve have an annual fee?

Yes, $795 a year, plus $195 for each authorized user. The $300 travel credit alone does not offset it; you need to use other credits too.

Does it charge foreign transaction fees?

No, it has no foreign transaction fees.

Who can get the welcome bonus?

Chase says the card is unavailable if you currently have it, and the bonus may not be available if you held the card or received its bonus before. Chase may also consider how many cards you have opened and closed.

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