- 5x on flights and prepaid hotels on AmexTravel.com
- 2x on key business categories and purchases of $5,000+
- Up to $600 hotel, $200 airline fee and $209 CLEAR+ credits, plus Dell, Adobe and Indeed credits
Chase・Visa・No.002
Chase's flagship travel card. At $795 a year, the $300 travel credit covers well under half the fee; it only pays off if you also use the dining, The Edit hotel and entertainment credits.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-10-15 (source: creditcards.chase.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Reward highlights
- 8x Chase Travel; 4x flights & hotels booked direct; 3x dining
- $300 annual travel credit plus dining, hotel and entertainment credits
- Priority Pass and Chase Sapphire Lounge access
Who it's for
Best for frequent travelers who will use the lounges and several of the annual credits every year, not just the travel credit.
Good for
Key benefits
- $300 annual travel credit and up to $500 a year for prepaid stays with The Edit
- Up to $300 a year in dining credits at Sapphire Reserve Exclusive Tables restaurants
- Priority Pass Select and Chase Sapphire Lounge access
- No foreign transaction fees; primary auto rental coverage and trip delay insurance
Rates & fees
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
Frequently asked questions
Does the Chase Sapphire Reserve have an annual fee?
Yes, $795 a year, plus $195 for each authorized user. The $300 travel credit alone does not offset it; you need to use other credits too.
Does it charge foreign transaction fees?
No, it has no foreign transaction fees.
Who can get the welcome bonus?
Chase says the card is unavailable if you currently have it, and the bonus may not be available if you held the card or received its bonus before. Chase may also consider how many cards you have opened and closed.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.