Amex・No.082
Amex's premium business card. The $895 fee is only worth it if the business actually uses several of the credits (hotel, Dell, Adobe, Indeed, wireless) and the lounge access.
Best for business owners who travel often and already spend with the partners behind the statement credits.
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
Yes, $895 a year.
Amex shows it as 'as high as' 300,000 points after $20,000 in purchases in the first 3 months. The amount varies by applicant, and Amex says you may not be eligible.
Business owners with heavy travel and high spend who will use several of the credits. Excellent credit (around 720+) is typical.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.