Bank of America・Visa・No.027
With assets at BofA/Merrill, that 3% scales up to 5.25%, a card for ecosystem players.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-07-16 (source: bankofamerica.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Best for customers who bank assets with Bank of America / Merrill.
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
No, it has no annual fee.
Yes, it charges a foreign transaction fee, so it is not ideal for spending abroad.
Best for Bank of America or Merrill customers, whose Preferred Rewards status can lift the 3% category as high as 5.25%.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.