CARD DEX回答 2 个问题,从 80 张卡筛出值得研究的找我的第一张卡 →

开卡礼比较

图鉴里的开卡礼,按本站估算的价值排序。开卡礼常是个性化的、随时会换,你实际拿到的版本请看发卡行官网。

最后更新: 2026-10-29

#卡片开卡礼估值年费
1 American Express Business Platinum
Amex
最高 300,000 分(消费 $20,000 / 3 个月;因申请人而异) $3000 $895/年
2 The Platinum Card
Amex
最高 175,000 MR 分(消费 $12,000 / 6 个月;因申请人而异) $1750 $895/年
3 Chase Sapphire Reserve
Chase
100,000 分(消费 $6,000 / 3 个月) $1500 $795/年
4 Hilton Honors Aspire (American Express)
Amex
175,000 分(消费 $6,000 / 6 个月) $1400 $550/年
5 Marriott Bonvoy Brilliant (American Express)
Amex
95,000 分(消费 $6,000 / 6 个月) $1300 $650/年
6 Citi / AAdvantage Platinum Select
Citi
80,000 里程(消费 $3,500 / 4 个月) $1200 $99/年
7 Delta SkyMiles Reserve American Express
Amex
60,000 里程(消费 $5,000 / 6 个月) $1200 $650/年
8 Ink Business Preferred
Chase
100,000 分(消费 $8,000 / 3 个月) $1100 $95/年
9 Air Canada Aeroplan Card (Chase)
Chase
最高 115,000 分:3 个月消费 $4,000 得 75,000 分,12 个月消费 $20,000 再得 40,000 分 $1100 $195/年
10 American Express Gold
Amex
最高 100,000 MR 分(消费 $8,000 / 6 个月;因申请人而异) $1000 $325/年
11 United Quest Card
Chase
80,000 里程(消费 $4,000 / 3 个月)+ 500 PQP;添加附属卡再送 10,000 里程 $1000 $350/年
12 World of Hyatt
Chase
60,000 分(分阶段,以发卡行为准) $900 $95/年
13 Delta SkyMiles Platinum American Express
Amex
60,000 里程(消费 $3,000 / 6 个月) $900 $350/年
14 IHG One Rewards Premier
Chase
180,000 分(消费 $3,000 / 3 个月);添加附属卡再送 10,000 分 $900 $150/年
15 Marriott Bonvoy Bevy American Express
Amex
85,000 分(消费 $5,000 / 6 个月) $900 $250/年
16 American Express Business Gold
Amex
70,000 MR 分(消费 $10,000 / 3 个月) $900 $375/年
17 Atmos Rewards Ascent Visa (Alaska Airlines)
Bank of America
50,000 分+$99 Companion Fare(消费 $1,500 / 90 天) $800 $95/年
18 Hilton Honors American Express Surpass
Amex
130,000 分(消费 $3,000 / 6 个月) $800 $150/年
19 Chase Sapphire Preferred
Chase
75,000 分(消费 $5,000 / 3 个月) $750 $95/年
20 Ink Business Unlimited
Chase
$750(消费 $6,000 / 3 个月) $750 免年费
21 Capital One Venture X
Capital One
75,000 里程(消费 $4,000 / 3 个月) $750 $395/年
22 Capital One Venture
Capital One
75,000 里程(消费 $4,000 / 3 个月)+一次性 $300 Capital One Travel 住宿额度 $750 $95/年
23 Southwest Rapid Rewards Priority
Chase
60,000 分(消费 $2,000 / 3 个月) $750 $229/年
24 Chase Ink Business Cash
Chase
$750(消费 $6,000 / 3 个月) $750 免年费
25 Citi Strata Premier
Citi
70,000 ThankYou 分(以发卡行为准) $700 $95/年
26 United Explorer
Chase
80,000 里程:3 个月内消费 $3,000 得 70,000,添加附属卡再送 10,000 $700 $150/年
27 Southwest Rapid Rewards Plus
Chase
50,000 分(消费 $1,000 / 3 个月) $700 $99/年
28 BofA Premium Rewards
Bank of America
60,000 分 = $600(以发卡行为准) $600 $95/年
29 Marriott Bonvoy Boundless
Chase
3 晚免费房券(消费 $3,000 / 3 个月) $600 $95/年
30 JetBlue Plus Card
Barclays
70,000 分(90 天内消费 $1,000 并缴清年费) $600 $99/年
31 Delta SkyMiles Gold
Amex
50,000 里程(以发卡行为准) $550 $150/年
32 Wyndham Rewards Earner Plus
Barclays
最高 100,000 分:90 天内消费 $1,000 得 45,000 分,180 天内在温德姆酒店消费 $500 再得 55,000 分 $500 $95/年
33 PenFed Pathfinder Rewards
PenFed
50,000 分(消费 $3,000 / 90 天) $500 $95/年
34 American Airlines AAdvantage MileUp
Citi
15,000 里程 + $100 账单返现(消费 $500 / 3 个月) $400 免年费
35 United Gateway Card (Chase)
Chase
50,000 里程:3 个月内消费 $1,000 得 40,000,添加附属卡再送 10,000 $400 免年费
36 Hilton Honors Card
Amex
70,000 Hilton 分(以发卡行为准) $350 免年费
37 Chase Freedom Unlimited
Chase
$200(消费 $500 / 3 个月) $300 免年费
38 Discover it Cash Back
Discover
首年返现全额加倍(Cashback Match) $300 免年费
39 Blue Cash Preferred
Amex
$250(消费 $3,000 / 6 个月) $250 $95/年
40 Navy Federal cashRewards
Navy Federal
$250(消费 $2,500 / 90 天) $250 免年费
41 Bank of America Travel Rewards
Bank of America
25,000 分 = $250 抵旅行(消费 $1,000 / 90 天) $250 免年费
42 Chase Freedom Flex
Chase
$200(消费 $500 / 3 个月) $200 免年费
43 Blue Cash Everyday
Amex
$200(消费 $2,000 / 6 个月) $200 免年费
44 Citi Double Cash
Citi
$200(消费 $1,500 / 6 个月) $200 免年费
45 Capital One Savor
Capital One
$200(消费 $500 / 3 个月) $200 免年费
46 Capital One Quicksilver
Capital One
$200(消费 $500 / 3 个月) $200 免年费
47 BofA Customized Cash
Bank of America
$200(消费 $1,000 / 90 天) $200 免年费
48 Wells Fargo Active Cash
Wells Fargo
$200(消费 $500 / 3 个月) $200 免年费
49 Wells Fargo Autograph
Wells Fargo
20,000 分 = $200(消费 $1,000 / 3 个月) $200 免年费
50 U.S. Bank Cash+
U.S. Bank
$200(消费 $1,000 / 90 天) $200 免年费
51 U.S. Bank Altitude Go
U.S. Bank
20,000 分 = $200(消费 $1,000 / 90 天) $200 免年费
52 SoFi Unlimited 2% Credit Card
SoFi
$200(开卡价值,以发卡行为准) $200 免年费
53 Upgrade Cash Rewards Visa
Upgrade
$200(开返现支票账户后,以发卡行为准) $200 免年费
54 Navy Federal More Rewards American Express
Navy Federal
20,000 分 = $200(消费 $2,000 / 90 天) $200 免年费
55 USAA Preferred Cash Rewards
USAA
$200(消费 $1,000 / 90 天) $200 免年费
56 Capital One VentureOne Rewards
Capital One
20,000 里程(消费 $500 / 3 个月) $200 免年费
57 U.S. Bank Altitude Connect
U.S. Bank
20,000 分(消费 $1,000 / 90 天) $200 免年费
58 Blue Business Plus
Amex
15,000 MR 分(以发卡行为准) $150 免年费
59 Discover it Student
Discover
首年返现全额加倍 $150 免年费
60 Prime Visa
Chase
批卡即送 $150 Amazon 礼品卡 $150 免年费
61 Discover it Chrome
Discover
首年返现全额加倍(Cashback Match) $150 免年费
62 Discover it Secured Cash Back
Discover
第一年年底 Cashback Match(押金 $49、$99 或 $200) $100 免年费
63 Bilt Blue Card
Column N.A.
批卡送 $100 Bilt Cash $100 免年费
64 PenFed Power Cash Rewards
PenFed
$100(消费 $1,500 / 90 天) $100 免年费
65 Capital One Quicksilver Student
Capital One
$50(消费 $100 / 3 个月,以发卡行为准) $50 免年费
66 Chase Freedom Rise
Chase
$25 奖励(设置自动还款) $25 免年费