CARD DEX回答 2 個問題,從 80 張卡篩出值得研究的找我的第一張卡 →

開卡禮比較

圖鑑裡的開卡禮,依本站估算的價值排序。開卡禮常是個人化、隨時會換,你實際拿到的版本請看發卡行官網。

最後更新: 2026-10-29

#卡片開卡禮估值年費
1 American Express Business Platinum
Amex
最高 300,000 點(消費 $20,000 / 3 個月;依申請人而異) $3000 $895/年
2 The Platinum Card
Amex
最高 175,000 MR 點(消費 $12,000 / 6 個月;依申請人而異) $1750 $895/年
3 Chase Sapphire Reserve
Chase
100,000 點(消費 $6,000 / 3 個月) $1500 $795/年
4 Hilton Honors Aspire (American Express)
Amex
175,000 點(消費 $6,000 / 6 個月) $1400 $550/年
5 Marriott Bonvoy Brilliant (American Express)
Amex
95,000 點(消費 $6,000 / 6 個月) $1300 $650/年
6 Citi / AAdvantage Platinum Select
Citi
80,000 哩(消費 $3,500 / 4 個月) $1200 $99/年
7 Delta SkyMiles Reserve American Express
Amex
60,000 哩(消費 $5,000 / 6 個月) $1200 $650/年
8 Ink Business Preferred
Chase
100,000 點(消費 $8,000 / 3 個月) $1100 $95/年
9 Air Canada Aeroplan Card (Chase)
Chase
最高 115,000 點:3 個月消費 $4,000 得 75,000 點,12 個月消費 $20,000 再得 40,000 點 $1100 $195/年
10 American Express Gold
Amex
最高 100,000 MR 點(消費 $8,000 / 6 個月;依申請人而異) $1000 $325/年
11 United Quest Card
Chase
80,000 哩(消費 $4,000 / 3 個月)+ 500 PQP;加辦附卡再送 10,000 哩 $1000 $350/年
12 World of Hyatt
Chase
60,000 點(分階段,以發卡行為準) $900 $95/年
13 Delta SkyMiles Platinum American Express
Amex
60,000 哩(消費 $3,000 / 6 個月) $900 $350/年
14 IHG One Rewards Premier
Chase
180,000 點(消費 $3,000 / 3 個月);加辦附卡再送 10,000 點 $900 $150/年
15 Marriott Bonvoy Bevy American Express
Amex
85,000 點(消費 $5,000 / 6 個月) $900 $250/年
16 American Express Business Gold
Amex
70,000 MR 點(消費 $10,000 / 3 個月) $900 $375/年
17 Atmos Rewards Ascent Visa (Alaska Airlines)
Bank of America
50,000 點+$99 Companion Fare(消費 $1,500 / 90 天) $800 $95/年
18 Hilton Honors American Express Surpass
Amex
130,000 點(消費 $3,000 / 6 個月) $800 $150/年
19 Chase Sapphire Preferred
Chase
75,000 點(消費 $5,000 / 3 個月) $750 $95/年
20 Ink Business Unlimited
Chase
$750(消費 $6,000 / 3 個月) $750 免年費
21 Capital One Venture X
Capital One
75,000 哩(消費 $4,000 / 3 個月) $750 $395/年
22 Capital One Venture
Capital One
75,000 哩(消費 $4,000 / 3 個月)+一次性 $300 Capital One Travel 住宿抵用金 $750 $95/年
23 Southwest Rapid Rewards Priority
Chase
60,000 點(消費 $2,000 / 3 個月) $750 $229/年
24 Chase Ink Business Cash
Chase
$750(消費 $6,000 / 3 個月) $750 免年費
25 Citi Strata Premier
Citi
70,000 ThankYou 點(以發卡行為準) $700 $95/年
26 United Explorer
Chase
80,000 哩:3 個月內消費 $3,000 得 70,000,加辦附卡再送 10,000 $700 $150/年
27 Southwest Rapid Rewards Plus
Chase
50,000 點(消費 $1,000 / 3 個月) $700 $99/年
28 BofA Premium Rewards
Bank of America
60,000 點 = $600(以發卡行為準) $600 $95/年
29 Marriott Bonvoy Boundless
Chase
3 晚免費房券(消費 $3,000 / 3 個月) $600 $95/年
30 JetBlue Plus Card
Barclays
70,000 點(90 天內消費 $1,000 並繳清年費) $600 $99/年
31 Delta SkyMiles Gold
Amex
50,000 哩(以發卡行為準) $550 $150/年
32 Wyndham Rewards Earner Plus
Barclays
最高 100,000 點:90 天內消費 $1,000 得 45,000 點,180 天內在 Wyndham 飯店消費 $500 再得 55,000 點 $500 $95/年
33 PenFed Pathfinder Rewards
PenFed
50,000 點(消費 $3,000 / 90 天) $500 $95/年
34 American Airlines AAdvantage MileUp
Citi
15,000 哩 + $100 帳單抵用(消費 $500 / 3 個月) $400 免年費
35 United Gateway Card (Chase)
Chase
50,000 哩:3 個月內消費 $1,000 得 40,000,加辦附卡再送 10,000 $400 免年費
36 Hilton Honors Card
Amex
70,000 Hilton 點(以發卡行為準) $350 免年費
37 Chase Freedom Unlimited
Chase
$200(消費 $500 / 3 個月) $300 免年費
38 Discover it Cash Back
Discover
首年回饋全額加倍(Cashback Match) $300 免年費
39 Blue Cash Preferred
Amex
$250(消費 $3,000 / 6 個月) $250 $95/年
40 Navy Federal cashRewards
Navy Federal
$250(消費 $2,500 / 90 天) $250 免年費
41 Bank of America Travel Rewards
Bank of America
25,000 點 = $250 旅遊折抵(消費 $1,000 / 90 天) $250 免年費
42 Chase Freedom Flex
Chase
$200(消費 $500 / 3 個月) $200 免年費
43 Blue Cash Everyday
Amex
$200(消費 $2,000 / 6 個月) $200 免年費
44 Citi Double Cash
Citi
$200(消費 $1,500 / 6 個月) $200 免年費
45 Capital One Savor
Capital One
$200(消費 $500 / 3 個月) $200 免年費
46 Capital One Quicksilver
Capital One
$200(消費 $500 / 3 個月) $200 免年費
47 BofA Customized Cash
Bank of America
$200(消費 $1,000 / 90 天) $200 免年費
48 Wells Fargo Active Cash
Wells Fargo
$200(消費 $500 / 3 個月) $200 免年費
49 Wells Fargo Autograph
Wells Fargo
20,000 點 = $200(消費 $1,000 / 3 個月) $200 免年費
50 U.S. Bank Cash+
U.S. Bank
$200(消費 $1,000 / 90 天) $200 免年費
51 U.S. Bank Altitude Go
U.S. Bank
20,000 點 = $200(消費 $1,000 / 90 天) $200 免年費
52 SoFi Unlimited 2% Credit Card
SoFi
$200(開卡禮價值,以發卡行為準) $200 免年費
53 Upgrade Cash Rewards Visa
Upgrade
$200(以發卡行為準)開立回饋支票帳戶後贈送 $200 免年費
54 Navy Federal More Rewards American Express
Navy Federal
20,000 點 = $200(消費 $2,000 / 90 天) $200 免年費
55 USAA Preferred Cash Rewards
USAA
$200(消費 $1,000 / 90 天) $200 免年費
56 Capital One VentureOne Rewards
Capital One
20,000 哩(消費 $500 / 3 個月) $200 免年費
57 U.S. Bank Altitude Connect
U.S. Bank
20,000 點(消費 $1,000 / 90 天) $200 免年費
58 Blue Business Plus
Amex
15,000 MR 點(以發卡行為準) $150 免年費
59 Discover it Student
Discover
首年回饋全額加倍 $150 免年費
60 Prime Visa
Chase
$150 Amazon 禮卡(核卡即送) $150 免年費
61 Discover it Chrome
Discover
首年回饋全額加倍(Cashback Match) $150 免年費
62 Discover it Secured Cash Back
Discover
第一年年底 Cashback Match(押金 $49、$99 或 $200) $100 免年費
63 Bilt Blue Card
Column N.A.
核卡送 $100 Bilt Cash $100 免年費
64 PenFed Power Cash Rewards
PenFed
$100(消費 $1,500 / 90 天) $100 免年費
65 Capital One Quicksilver Student
Capital One
$50(消費 $100 / 3 個月,以發卡行為準) $50 免年費
66 Chase Freedom Rise
Chase
$25 開卡禮(設定自動扣款) $25 免年費