Capital One・Mastercard・No.022
A transitional card for a middling-credit period. Hold six months to grow your score, then move to a better card.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-10-16 (source: capitalone.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Best for rebuilding a fair score before qualifying for rewards cards.
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
No, there is no annual fee.
Yes. It is a transitional card designed to build a fair score with no rewards.
No. It earns no cash back or points; it is purely for credit building.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.