Stride Bank・Visa・No.057
Chime renamed Credit Builder to Chime Card. Still no credit check, no annual fee, no interest and no minimum security deposit; with qualifying direct deposits into Chime Checking you also earn cash back on one category you pick.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-10-17 (source: chime.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Best for people already paid through Chime who want to build credit with no credit check.
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
No, there is no credit check, so you can start even with no credit history.
Yes. To get the Chime Card you must also open a Chime Checking account, and that requires a valid SSN. Chime's official pages do not list an ITIN as an alternative, so an ITIN alone is not enough.
No, there is no annual fee and no interest because your balance is paid from your own funds.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.