- 1.5% cash back when you make a payment
- Accessible to fair credit
- Optional Pay Over Time plans for eligible purchases ($100+)
Self Visa Credit Card
VISALead Bank・Visa・No.058
Pairs a credit-builder savings plan with a secured card, so you build savings and credit at the same time.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-10-17 (source: learn.self.inc). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Reward highlights
- Secured by a Self savings-builder account
- No hard credit check to apply
- Reports to all three bureaus
Who it's for
Best for credit-builders who want to grow a small savings balance while establishing credit.
Good for
Key benefits
- Secured by a Self savings-builder account
- No hard credit check to apply
- Reports to all 3 credit bureaus
- Builds savings and credit at the same time
Rates & fees
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
Frequently asked questions
Do I need good credit to start?
No, there is no hard credit check, and it is designed for people building credit from scratch.
Do I need an SSN?
Yes, the Self account and card require an SSN or ITIN to open.
Is there an annual fee?
$0 the first year for new customers, then $25 a year. The linked credit-builder plan has its own terms.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.