Zolve・Mastercard・No.041
Built for new immigrants & students. You can apply before even arriving in the U.S. and start building credit.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-07-16 (source: zolve.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
🛂 Applying without an SSN: the issuer's own page says so (checked 2026-10-15). zolve.com：Apply with Passport (or) SSN (or) ITIN
Best for newcomers who want to start U.S. credit before or right after arriving.
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
No, it has no annual fee.
Zolve's site says you can apply with a passport, an SSN or an ITIN, and the card is built for people without U.S. credit history.
Best for new immigrants and students who want to start building U.S. credit before or right after arriving.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.