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AmexElite
•••• •••• •••• 7595

American Express Business Gold

AMEX

Amex・No.074

A business MR powerhouse that auto-picks your two biggest categories for 4x: strong for founders with lumpy spend.

✓ Fees checked · 2026-07-16 · americanexpress.com
70,000 MR points (spend $10,000 in 3 months)
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Referral link: the site owner may earn a reward if you're approved, at no extra cost to you. Always review the current terms on the issuer's site before applying.

✓ Annual fee, APR and foreign-transaction fee checked on 2026-07-16 (source: americanexpress.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.

Reward highlights

Who it's for

Best for business owners who want automatic 4x on their largest monthly categories.

Good for

Key benefits

Rates & fees

APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.

Frequently asked questions

Is there an annual fee?

Yes, the Amex Business Gold has a 375 US dollar annual fee.

Do I need a registered business?

Yes, it is a business card, so you apply as a business owner or sole proprietor.

Does it charge foreign transaction fees?

No, there is no foreign transaction fee.

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