- 5x on flights and prepaid hotels on AmexTravel.com
- 2x on key business categories and purchases of $5,000+
- Up to $600 hotel, $200 airline fee and $209 CLEAR+ credits, plus Dell, Adobe and Indeed credits
Bilt Blue Card
MastercardColumn N.A.・Mastercard・No.031
Pays rent with no transaction fee and earns up to 1.25x on it, with no annual fee.
Referral link: the site owner may earn a reward if you're approved, at no extra cost to you. Always review the current terms on the issuer's site before applying.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-09-21 (source: bilt.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Reward highlights
- Up to 1.25x on rent & mortgage, no fee
- 1x everyday purchases, 4% Bilt Cash option
- Transfer 1:1 to United, Hyatt, Cathay & more
Who it's for
Best for renters who want to earn transferable points on their biggest monthly expense.
Good for
Key benefits
- Up to 1.25 points per dollar on rent and mortgage, no transaction fee
- Rent is paid from your bank account, not your credit line
- Transfer points 1:1 to airline and hotel partners including United and Hyatt
- No annual fee
Rates & fees
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
Frequently asked questions
Does the Bilt Blue Card have an annual fee?
No, it has no annual fee.
Does it charge foreign transaction fees?
No foreign transaction fees.
Who is this card best for?
Best for renters who want to earn transferable points on their largest monthly expense without paying a fee.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.