Bank of America・Visa・No.078
A simple no-fee travel card that scales to a top flat rate for BofA ecosystem customers: a beginner-friendly starter abroad.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-07-16 (source: bankofamerica.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Best for beginners wanting a no-fee travel card, especially BofA banking customers.
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
No, the Bank of America Travel Rewards card has no annual fee.
No, there is no foreign transaction fee, so it is a good starter card for travel abroad.
Preferred Rewards was replaced by BofA Rewards on May 27, 2026. Members get a 10%–75% bonus by tier: about 1.65x at Member, 1.875x at Preferred Plus ($30K+), 2.25x at Preferred Honors ($100K+), and up to 2.625x at Premier ($1M+ combined average balance in BofA deposits and Merrill investments). A BofA personal checking account is required.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.