Capital One・Visa・No.018
A premium travel card where the $300 travel credit and 10,000 anniversary miles offset most of the $395 fee. Lounge access is for the primary cardholder; authorized users no longer get it free.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-10-15 (source: capitalone.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Best for travelers who book through Capital One Travel at least once a year and want lounge access for themselves.
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
Yes, $395 a year. The $300 travel credit and 10,000 anniversary miles offset most of it if you use them.
No, it has no foreign transaction fees.
Not for free anymore. Capital One's page lists lounge access for primary cardholders and says benefits may differ by card role or require additional fees.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.