Chase・Visa・No.003
The universal baseline card. A no-brainer 1.5% floor that turns into travel points once paired with a Sapphire.
Referral link: the site owner may earn a reward if you're approved, at no extra cost to you. Always review the current terms on the issuer's site before applying.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-10-16 (source: creditcards.chase.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Best as the everyday 'catch-all' card in a Chase points setup.
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
No, there is no annual fee.
Yes, it charges a 3% foreign transaction fee, so it is not ideal abroad.
It earns cash back that can be converted to Ultimate Rewards points when paired with a Sapphire card.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.