Chase・Visa・No.001
The consensus first travel card. Gateway to the Ultimate Rewards ecosystem, low annual fee, deep transfer partners, and a reliably strong sign-up bonus.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-10-16 (source: creditcards.chase.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Best for someone earning solid income who wants to graduate from cash back into flexible travel points without paying a premium annual fee.
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
Yes, $95 per year.
No, it has no foreign transaction fees, great for travel abroad.
Generally good credit (~670+) is recommended, plus Chase's 5/24 rule applies.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.