Citi・Mastercard・No.017
An underrated all-rounder travel card whose 3x categories cover almost all daily big-ticket spend.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-07-16 (source: citi.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Best for someone who wants one card covering most everyday categories at 3x.
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
Yes, $95 per year.
No, it has no foreign transaction fees.
It earns 3x across an unusually wide set: dining, supermarkets, gas, air travel and hotels.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.