Amex・No.013
If you live at a Delta hub (ATL/SEA/MSP…), the free checked bag alone pays for the card.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-07-16 (source: americanexpress.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Best for Delta flyers based at a hub airport.
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
$0 the first year, then $150 a year.
No, it has no foreign transaction fees.
Yes, if you fly Delta from a hub, the free checked bag alone can pay for the card.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.