Amex・No.048
The Companion Certificate can be worth hundreds each year, often covering the whole annual fee for couples.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-07-16 (source: americanexpress.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Best for Delta flyers who travel with a companion and can use the yearly free-flight certificate.
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
Yes, $350 per year.
Yes, for couples the annual Companion Certificate can be worth hundreds and often covers the fee.
No foreign transaction fees.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.