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Delta SkyMiles Reserve American Express

AMEX

Amex・No.049

Delta's flagship card with Sky Club lounge access and a first-class companion certificate for serious loyalists.

✓ Fees checked · 2026-07-16 · americanexpress.com
60,000 miles (spend $5,000 in 6 months)
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Referral link: the site owner may earn a reward if you're approved, at no extra cost to you. Always review the current terms on the issuer's site before applying.

✓ Annual fee, APR and foreign-transaction fee checked on 2026-07-16 (source: americanexpress.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.

Reward highlights

Who it's for

Best for frequent Delta flyers who value lounge access and a premium companion certificate.

Good for

Key benefits

Rates & fees

APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.

Frequently asked questions

Does the Delta SkyMiles Reserve Amex have an annual fee?

Yes, $650 per year.

Is the annual fee worth it?

Yes, for frequent Delta flyers the Sky Club access and first-class companion certificate can outweigh the fee.

Does it charge foreign transaction fees?

No foreign transaction fees.

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