- 5x on flights and prepaid hotels on AmexTravel.com
- 2x on key business categories and purchases of $5,000+
- Up to $600 hotel, $200 airline fee and $209 CLEAR+ credits, plus Dell, Adobe and Indeed credits
Hilton Honors American Express Surpass
AMEXAmex・No.052
A mid-tier Hilton card handing you Gold status and strong point earning across Hilton stays and dining.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-07-16 (source: americanexpress.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Reward highlights
- Complimentary Hilton Honors Gold status
- 12x at Hilton; 6x at U.S. restaurants, supermarkets and gas stations
- Free night reward after $15,000 in annual spend
Who it's for
Best for Hilton loyalists who want Gold status and a path to a free night.
Good for
Key benefits
- Complimentary Hilton Honors Gold status
- 12x points at Hilton properties
- Free night reward after $15,000 in annual spend
- Up to $200 a year in Hilton credits ($50 a quarter) and no foreign transaction fees
Rates & fees
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
Frequently asked questions
Does the Hilton Honors Surpass Amex have an annual fee?
$150 a year, charged starting the first year. There's currently no first-year fee waiver.
Is the annual fee worth it?
Yes, for Hilton loyalists the Gold status and strong point earning usually justify the fee.
Does it charge foreign transaction fees?
No foreign transaction fees.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.