Chase・Mastercard・No.051
Chase raised the fee to $150 for new applicants in 2026. The anniversary free night still covers most of it, and the new $100 airline and $100 IHG dining credits add more if you use them.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-10-15 (source: creditcards.chase.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Best for travelers who stay at Holiday Inn, Kimpton or other IHG brands a few nights a year.
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
Yes, $150 a year for new cardmembers.
No. The card now comes with automatic Gold Elite status, plus 15 Elite Night Credits each year toward higher tiers.
No foreign transaction fees.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.