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ChaseElite
•••• •••• •••• 7385

Ink Business Preferred

VISA

Chase・Visa・No.006

One of the highest sign-up bonuses in the country. If you have any side income (reselling, freelancing) you can qualify.

✓ Fees checked · 2026-10-16 · creditcards.chase.com
100,000 points (spend $8,000 in 3 months)

✓ Annual fee, APR and foreign-transaction fee checked on 2026-10-16 (source: creditcards.chase.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.

Reward highlights

Who it's for

Best for anyone with even a small business or side hustle chasing a huge points haul.

Good for

Key benefits

Rates & fees

APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.

Frequently asked questions

Does the Ink Business Preferred have an annual fee?

Yes, $95 per year.

Do I need a registered business to apply?

No, sole proprietors and side-hustlers can apply using their own name and SSN.

Does it charge foreign transaction fees?

No, it has no foreign transaction fees.

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