Chase・Visa・No.045
Southwest's entry card costs $99 a year. The free checked bag, Group 5 boarding and 3,000 anniversary points pay part of that back if you fly Southwest a few times a year.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-10-16 (source: creditcards.chase.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Best for budget-minded Southwest flyers chasing the Companion Pass.
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
Yes, $99 a year, charged on the first statement.
No, it has no foreign transaction fees.
Best for budget-minded Southwest flyers who want an inexpensive way to earn toward the Companion Pass.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.