Chase・Visa・No.037
If you fly United often (SFO/ORD/IAH hubs), the bag fees alone pay for the card in a year.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-10-16 (source: creditcards.chase.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Best for regular United flyers based at a hub.
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
$0 the first year, then $150 a year.
Yes, the free checked bag alone can offset the annual fee over a couple of trips a year.
No foreign transaction fees.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.