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United Gateway Card (Chase)

VISA

Chase・Visa・No.089

A no-annual-fee entry into the United MileagePlus program that still earns miles on gas and transit.

✓ Fees checked · 2026-10-16 · creditcards.chase.com
50,000 miles: 40,000 after $1,000 in 3 months, plus 10,000 for adding an authorized user

✓ Annual fee, APR and foreign-transaction fee checked on 2026-10-16 (source: creditcards.chase.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.

Reward highlights

Who it's for

Best for occasional United flyers who want to earn miles without paying an annual fee.

Good for

Key benefits

Rates & fees

APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.

Frequently asked questions

Does the United Gateway Card have an annual fee?

No, there is no annual fee.

Does it charge foreign transaction fees?

No, it has no foreign transaction fees.

What credit score do I need?

Generally good credit (~670+) is recommended, and Chase's 5/24 rule applies.

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