- 5x on flights and prepaid hotels on AmexTravel.com
- 2x on key business categories and purchases of $5,000+
- Up to $600 hotel, $200 airline fee and $209 CLEAR+ credits, plus Dell, Adobe and Indeed credits
United Gateway Card (Chase)
VISAChase・Visa・No.089
A no-annual-fee entry into the United MileagePlus program that still earns miles on gas and transit.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-10-16 (source: creditcards.chase.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Reward highlights
- 2x miles on United purchases, gas, and transit
- No annual fee and no foreign transaction fees
- 25% back on United inflight purchases
Who it's for
Best for occasional United flyers who want to earn miles without paying an annual fee.
Good for
Key benefits
- No annual fee and no foreign transaction fees
- 2x miles on United purchases, gas, and transit
- 25% back on United inflight purchases
- Auto rental collision damage waiver & trip protection
Rates & fees
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
Frequently asked questions
Does the United Gateway Card have an annual fee?
No, there is no annual fee.
Does it charge foreign transaction fees?
No, it has no foreign transaction fees.
What credit score do I need?
Generally good credit (~670+) is recommended, and Chase's 5/24 rule applies.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.