- 5x on flights and prepaid hotels on AmexTravel.com
- 2x on key business categories and purchases of $5,000+
- Up to $600 hotel, $200 airline fee and $209 CLEAR+ credits, plus Dell, Adobe and Indeed credits
United Quest Card
VISAChase・Visa・No.050
A mid-premium United card. The $200 travel credit and the yearly 10,000-mile award discount cover much of the $350 fee if you fly United regularly.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-10-15 (source: creditcards.chase.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Reward highlights
- $200 United travel credit at opening and each anniversary
- 10,000-mile award flight discount each anniversary
- Free first and second checked bags for you and a companion
Who it's for
Best for regular United flyers who check bags and redeem miles every year.
Good for
Key benefits
- $200 United travel credit at account opening and each anniversary
- 10,000-mile award flight discount each anniversary, plus another after $20,000 in spend each year
- Free first and second checked bags for you and one companion; Group 2 boarding
- 1,000 bonus PQP each year toward Premier status; partner credits for hotels, rideshare, Instacart and more
Rates & fees
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
Frequently asked questions
Does the United Quest card have an annual fee?
Yes, $350 a year.
Is the annual fee worth it?
For regular United flyers, the $200 travel credit, the 10,000-mile award discount and free checked bags can cover much of it. If you rarely fly United, it is hard to justify.
Does it charge foreign transaction fees?
No foreign transaction fees.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.