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United Quest Card

VISA

Chase・Visa・No.050

A mid-premium United card. The $200 travel credit and the yearly 10,000-mile award discount cover much of the $350 fee if you fly United regularly.

✓ Fees checked · 2026-10-15 · creditcards.chase.com
80,000 miles (spend $4,000 in 3 months) + 500 PQP; 10,000 more for adding an authorized user

✓ Annual fee, APR and foreign-transaction fee checked on 2026-10-15 (source: creditcards.chase.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.

Reward highlights

Who it's for

Best for regular United flyers who check bags and redeem miles every year.

Good for

Key benefits

Rates & fees

APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.

Frequently asked questions

Does the United Quest card have an annual fee?

Yes, $350 a year.

Is the annual fee worth it?

For regular United flyers, the $200 travel credit, the 10,000-mile award discount and free checked bags can cover much of it. If you rarely fly United, it is hard to justify.

Does it charge foreign transaction fees?

No foreign transaction fees.

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