U.S. Bank・Visa・No.033
4x on dining, takeout and delivery (first $2,000 each quarter) with no annual fee is rare, a high-value pick for people who eat out a lot.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-07-16 (source: usbank.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Best for frequent diners who don't want an annual fee.
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
No, it has no annual fee.
Yes. Per U.S. Bank's application terms, it charges a 3% foreign transaction fee on each foreign purchase or foreign ATM advance, whether in U.S. dollars or a foreign currency. Foreign ATM advances also incur the cash advance fee.
Best for frequent diners who want a market-leading 4x on dining without an annual fee.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.