Chase・Visa・No.038
The annual free night basically pays for the card, and Hyatt points are widely regarded as the most valuable in hotels.
✓ Annual fee, APR and foreign-transaction fee checked on 2026-07-16 (source: creditcards.chase.com). Welcome offers, rewards and benefits change often; the issuer's site has the current terms.
Best for travelers who value Hyatt's high-value points and free-night certificate.
APR and fees as published by the issuer. Variable APRs move with the prime rate, so check the issuer's site before applying.
Yes, $95 per year.
Yes, the annual free night alone typically covers the fee, and Hyatt points are among the most valuable in hotels.
No foreign transaction fees.
⚠️ About this data: Where we have checked a card's annual fee, APR and foreign-transaction fee, the page shows the date and the source. Welcome offers, rewards and benefits change often, so the issuer's own site is the final word. Approval is decided by the issuer. Nothing here is financial advice.