Big Bonus Hunters

Hilton Honors Aspire (American Express)AMEX

•••• •••• •••• 1672

175,000 points (spend $6,000 in 6 months)

Annual fee $550/yr Foreign transaction fee None

Complimentary Hilton Honors Diamond status
Annual free night reward at nearly any Hilton property
Up to $400 Hilton resort credit and a $200 flight credit each year

🔥 ~$1400None FTF

Details

Marriott Bonvoy Brilliant (American Express)AMEX

•••• •••• •••• 7233

95,000 points (spend $6,000 in 6 months)

Annual fee $650/yr Foreign transaction fee None

Complimentary Marriott Bonvoy Platinum Elite status
Annual free night award worth up to 85,000 points
Up to $300 in annual dining credits and Priority Pass lounge access

🔥 ~$1300None FTF

Details

CitiMainstream

•••• •••• •••• 6226

Citi / AAdvantage Platinum SelectMastercard

80,000 miles (spend $3,500 in 4 months)

Annual fee $99/yr Foreign transaction fee None

2x miles on American Airlines, gas & dining
First checked bag free on domestic itineraries
Preferred boarding and a $125 flight discount after $20k spend

✓ Fees checked🔥 ~$1200None FTF

Details

Delta SkyMiles Reserve American ExpressAMEX

•••• •••• •••• 9082

60,000 miles (spend $5,000 in 6 months)

Annual fee $650/yr Foreign transaction fee None

Delta Sky Club access when flying Delta
Annual Companion Certificate valid in First Class
15 Delta Sky Club visits and a $240 Resy credit

Apply online✓ Fees checked🔥 ~$1200None FTF

Details

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Ink Business PreferredVISA

•••• •••• •••• 7385

100,000 points (spend $8,000 in 3 months)

Annual fee $95/yr Foreign transaction fee None

3x advertising, shipping & internet
Points join the UR ecosystem
Side-hustlers & freelancers can apply

✓ Fees checked🔥 ~$1100None FTF

Details

Air Canada Aeroplan Card (Chase)Mastercard

•••• •••• •••• 5946

Up to 115,000 points: 75,000 after $4,000 in 3 months + 40,000 after $20,000 in 12 months

Annual fee $195/yr Foreign transaction fee None

3x Air Canada and travel; 2x gas; 2x grocery & dining (3x through Dec 31, 2026)
Automatic Aeroplan 25K status with no spend requirement
Up to $100 a year in Air Canada credits; first checked bag free

✓ Fees checked🔥 ~$1100None FTF

Details

American Express GoldAMEX

•••• •••• •••• 3302

As high as 100,000 MR points (spend $8,000 in 6 months; offers vary)

Annual fee $325/yr Foreign transaction fee None

4x restaurants worldwide (up to $50,000/yr) and U.S. supermarkets (up to $25,000/yr)
3x flights; 5x prepaid hotels via Amex Travel
$120 dining, $120 Uber Cash, $100 Resy and $84 Dunkin' credits

✓ Fees checked🔥 ~$1000None FTF

Details

•••• •••• •••• 2367

United Quest CardVISA

80,000 miles (spend $4,000 in 3 months) + 500 PQP; 10,000 more for adding an authorized user

Annual fee $350/yr Foreign transaction fee None

$200 United travel credit at opening and each anniversary
10,000-mile award flight discount each anniversary
Free first and second checked bags for you and a companion

✓ Fees checked🔥 ~$1000None FTF

Details

Delta SkyMiles Platinum American ExpressAMEX

•••• •••• •••• 1967

World of HyattVISA

60,000 points (tiered; confirm with issuer)

Annual fee $95/yr Foreign transaction fee None

Free Cat 1-4 night every year
4x at Hyatt
Highest point value in hotels

✓ Fees checked🔥 ~$900None FTF

Details

AmexMainstream

•••• •••• •••• 9911

60,000 miles (spend $3,000 in 6 months)

Annual fee $350/yr Foreign transaction fee None

Annual Companion Certificate for a domestic round-trip
3x miles on Delta and hotels
First checked bag free plus Main Cabin 1 priority boarding

✓ Fees checked🔥 ~$900None FTF

Details

IHG One Rewards PremierMastercard

•••• •••• •••• 8088

180,000 points (spend $3,000 in 3 months); 10,000 more for adding an authorized user

Annual fee $150/yr Foreign transaction fee None

Anniversary free night (up to 50,000 points; top up with points)
Automatic Gold Elite status and 15 Elite Night Credits a year
10x at IHG hotels; 5x flights, car rentals, dining, groceries and gas

✓ Fees checked🔥 ~$900None FTF

Details

AmexMainstream

•••• •••• •••• 8308

Marriott Bonvoy Bevy American ExpressAMEX

85,000 points (spend $5,000 in 6 months)

Annual fee $250/yr Foreign transaction fee None

6x points at Marriott Bonvoy hotels
4x at restaurants and U.S. supermarkets
Complimentary Gold Elite status and 1,000 bonus points per stay

✓ Fees checked🔥 ~$900None FTF

Details

American Express Business GoldAMEX

•••• •••• •••• 7595

70,000 MR points (spend $10,000 in 3 months)

Annual fee $375/yr Foreign transaction fee None

4x on your top two spend categories each month (up to cap)
$20 monthly flexible business credits
No foreign transaction fee

Apply online✓ Fees checked🔥 ~$900None FTF

Details

Apply ↗

Bank of AmericaMainstream

•••• •••• •••• 2602

Atmos Rewards Ascent Visa (Alaska Airlines)VISA

50,000 points + $99 Companion Fare (spend $1,500 in 90 days)

Annual fee $95/yr Foreign transaction fee None

$99 Companion Fare each anniversary after $6,000 in spend
Free checked bag and preferred boarding for you and up to 6 guests
3x Alaska & Hawaiian; 2x gas, EV charging, streaming & transit

✓ Fees checked🔥 ~$800None FTF

Details

AmexMainstream

•••• •••• •••• 7699

Hilton Honors American Express SurpassAMEX

130,000 points (spend $3,000 in 6 months)

Annual fee $150/yr Foreign transaction fee None

Complimentary Hilton Honors Gold status
12x at Hilton; 6x at U.S. restaurants, supermarkets and gas stations
Free night reward after $15,000 in annual spend

✓ Fees checked🔥 ~$800None FTF

Details

Chase Sapphire PreferredVISA

•••• •••• •••• 7715

75,000 points (spend $5,000 in 3 months)

Annual fee $95/yr Foreign transaction fee None

3x dining, gas and EV charging, streaming and online grocery
5x on Chase Travel, 2x on other travel
Transfer points to 14+ airline & hotel partners

✓ Fees checked🔥 ~$750None FTF

Details

Ink Business UnlimitedVISA

•••• •••• •••• 7390

$750 (spend $6,000 in 3 months)

Annual fee No fee Foreign transaction fee 3%

1.5% on all purchases
No annual fee
Doesn't count toward 5/24

✓ Fees checked🔥 ~$750

Details

Capital OneLegendary

•••• •••• •••• 7118

Capital One Venture XVISA

75,000 miles (spend $4,000 in 3 months)

Annual fee $395/yr Foreign transaction fee None

$300 annual Capital One Travel credit
10,000 bonus miles every anniversary
10x hotels & rental cars, 5x flights via Capital One Travel; 2x everything else

✓ Fees checked🔥 ~$750None FTF

Details

Capital OneElite

•••• •••• •••• 9974

Capital One VentureVISA

75,000 miles (spend $4,000 in 3 months) plus a one-time $300 Capital One Travel stays credit

Annual fee $95/yr Foreign transaction fee None

2x miles on everything
Miles erase any travel purchase
15+ transfer partners

Apply online✓ Fees checked🔥 ~$750None FTF

Details

Apply ↗

Southwest Rapid Rewards PriorityVISA

•••• •••• •••• 5865

60,000 points (spend $2,000 in 3 months)

Annual fee $229/yr Foreign transaction fee None

First checked bag free for you and up to 8 others on the reservation
Free Preferred seat at booking; Extra Legroom upgrades within 48 hours
4x Southwest, 2x gas & restaurants, 7,500 anniversary points

✓ Fees checked🔥 ~$750None FTF

Details

Chase Ink Business CashVISA

•••• •••• •••• 4662

$750 (spend $6,000 in 3 months)

Annual fee No fee Foreign transaction fee 3%

5% at office supply stores, internet, cable & phone (up to cap)
2% at gas stations & restaurants (up to cap)
No annual fee; does not count toward 5/24

✓ Fees checked🔥 ~$750

Details

CitiElite

•••• •••• •••• 2317

Citi Strata PremierMastercard

70,000 ThankYou points (confirm with issuer)

Annual fee $95/yr Foreign transaction fee None

3x dining, supermarkets, gas, air & hotels
Transfer to airline partners
Unusually wide 3x coverage

✓ Fees checked🔥 ~$700None FTF

Details

•••• •••• •••• 7398

United ExplorerVISA

80,000 miles: 70,000 after $3,000 in 3 months, plus 10,000 for adding an authorized user

Annual fee $150/yr Foreign transaction fee None

2x United, dining & hotels
Free checked bag + priority boarding
$0 intro annual fee the first year, then $150

✓ Fees checked🔥 ~$700None FTF

Details